MoneyThumb 2qbo Convert vs ProperSoft ProperConvert in 2026: The Two Desktop Converters Compared
Both are desktop converters that process bank statements locally, which is why they show up together for anyone with a no-upload policy. They differ sharply on cost structure and reach. MoneyThumb's 2qbo Convert Pro is a lifetime Windows licence listed around $599 and up, with a PDF+ OCR add-on that renews yearly, while ProperConvert is a Windows and Mac app sold as a subscription at $19.99 a month or $179.99 a year.
Scored head to head
| Criteria | MoneyThumb 2qbo Convert | ProperSoft / ProperConvert | Statement to QBO |
|---|---|---|---|
| Accuracy | 8.5 | 8.0 | 8.5 |
| Format support | 7.5 | 8.0 | 9.5 |
| Speed | 7.0 | 6.5 | 9.0 |
| Ease | 6.5 | 6.0 | 9.5 |
| Price | 6.0 | 6.0 | 10.0 |
| Privacy | 9.0 | 8.5 | 9.5 |
| Overall | 7.6 | 7.2 | 9.1 |
Scores from our full 2026 comparison, out of 10. Between the two, MoneyThumb 2qbo Convert scores higher overall.
Pick MoneyThumb 2qbo Convert if
Pick MoneyThumb 2qbo Convert if you are a Windows shop converting statements from banks already covered by its templates and you want a purchase you own outright. Its PDF+ OCR module is purpose-built for bank statements and includes a review step that flags questionable lines, which is the strongest part of the product.
Price: ~$60 one-time
Pick ProperSoft / ProperConvert if
Pick ProperConvert if you are on a Mac, if your bank files include formats like MT940 or STA, or if you need QBJ output that MoneyThumb does not produce. The lower entry cost also makes it far easier to trial on a real workload and walk away, and the 14-day refund window is straightforward.
Price: ~$60 one-time
The bottom line
ProperConvert is the more flexible and far cheaper way in, and the only one of the two with a real Mac story. MoneyThumb is the better bet if scanned statements are your main problem and your banks are on its supported list, but it is a large upfront commitment for a tool that reviewers say can fail on unusual layouts, and refunds are reported as difficult. Watch the trial limits on both sides, since ProperConvert caps trial conversions at 10 transactions per file and MoneyThumb's cheapest route is a time-limited Express licence. Neither is worth buying to convert a few statements a year, and for that our free tool turns a PDF or CSV into a QBO, IIF, OFX, QFX, QIF, or CSV file in the browser, though it does not run offline the way either of these do.
- ✓Free tier, no signup to try
- ✓Outputs the whole OFX family + IIF + CSV
- ✓No files stored — privacy-first
- ✓Works for QuickBooks Desktop, Online, and Quicken
Free, no signup. Or see the full ranking of all 6 tools.